Used Car Finance

At Motorgurus in Sheffield, South Yorkshire, we understand that buying a car is a big decision – and financing it should be simple, flexible, and tailored to you. That’s why we offer a wide range of used car finance options in Sheffield, designed to suit all credit backgrounds and budgets. Whether you have excellent credit, are self-employed, or have had problems in the past, we’ll work with you to find a solution that works.

With over 120 quality used vehicles in stock, all carefully handpicked and fully prepared, you’ll find the right car – and the right finance package – all under one roof. We’re proud to be recognised as Sheffield’s trusted used car dealer, and our finance service is no exception.

• FCA Registered Dealer – We're fully FCA authorised and regulated, giving you confidence that you're dealing with a responsible and trustworthy business.
• Finance for All Credit Histories – We offer bad credit car finance, no deposit finance, and first-time buyer options. Everyone deserves the chance to drive a reliable vehicle.
• Work with Any UK Lender – Already have a preferred lender? No problem – we’re happy to liaise with any UK finance company to help you get the best deal.
• Tailored Finance Packages – With access to a large panel of trusted lenders, we find competitive deals to suit your budget, whether you want low monthly payments, short-term agreements, or no upfront costs.
• Fast, Hassle-Free Application – Apply online in minutes or speak to our in-house finance team. Decisions are often made quickly, and you could drive away the same day.
• Flexible Repayment Options – Spread the cost over 12 to 60 months, with fixed monthly payments to help with budgeting.

We offer the most popular forms of vehicle finance, including:

• Fixed monthly payments
• Ownership at the end of the agreement
• No mileage restrictions
• Ideal for those who want to own their car outright

• Lower monthly payments
• Option to return, part-exchange or buy the vehicle at the end
• Great if you like to change cars every few years

• Designed for customers with past credit issues
• We'll look at your current affordability, not just your credit score
• Flexible terms and low deposits available

Getting started is easy:

1. Choose your car from our current stock of over 120 vehicles
2. Apply online using our secure finance application form
3. Speak to our finance specialists for friendly, no-obligation advice
4. Drive away with confidence – we’ll take care of the paperwork

Prefer to apply over the phone or in person? Just give us a call or drop by the showroom and we’ll guide you through the process step-by-step.

We’re committed to making car finance in Sheffield as straightforward and stress-free as possible. As a leading used car dealership in South Yorkshire, our reputation is built on honesty, transparency, and excellent customer service.

• 📍 Visit us in Sheffield
• 📞 Call our finance team today
• 🖥️ Apply online and get approved in minutes
• 🚚 Nationwide delivery available on all vehicles

Whatever your credit situation, we’re here to help. Apply for used car finance at Motorgurus today – and let’s get you on the road.